Specialist retirement planning · Lambton, Newcastle
When the salary stops, you shouldn’t have to wonder what comes next.
A boutique retirement planning practice helping everyday Australians across the Hunter turn their super into a reliable income they can actually count on. No banks behind us. No call centres. Just one person who knows your name and picks up the phone.
100+
Local clients in the Hunter
20+ years
Of financial experience
Client First
No banks. No conflicts.
Who we work with
Built for everyday Australians who’ve spent 30 years earning their retirement.
Nest exists for one kind of client: the everyday Australian about to finish up work for good. We don’t dabble in mortgages, insurance or wealth management for executives. Retirement is all we do.
Teachers
Decades in the classroom, a super balance you’ve never quite made sense of, and a quiet worry about whether term will be your last.
Nurses
You’ve spent your career caring for everyone else. Now it’s time to make sure your super is set up to look after you.
Public sector
Police, council, government administration. Long-serving, modest super balances, and ready for someone to make the next chapter clear.
Or simply nearing retirement
Tradies, small business owners, private sector workers. If retirement’s on the horizon, the conversation’s the same.
If you’ve worked hard, saved steadily, and just want someone trustworthy to show you the road through retirement, you’re in the right place.
If any of this sounds familiar
You’re not the only one lying awake going over the numbers.
If you’ve been quietly putting this off for another year, hoping it’ll sort itself out, you’re in good company. Most of our clients arrived feeling exactly the same way.
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Your salary is about to stop and you’re not sure if your super will keep you going.
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Half the words on your super statement might as well be in another language.
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The one planner you spoke to wanted thousands just to have a meeting with you.
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After everything that came out about AMP and the banks, trust feels in short supply.
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You’ve put it off another year, and the worry quietly keeps getting heavier.
If you’ve ticked even one of those, you’re exactly who we built Nest for.
No pressure. No sales pitch. Just a chat about where you are.
The Nest Retirement Roadmap
A clear, four-step path from “I’m not sure where to start” to a retirement income you can count on.
Every client follows the same proven pathway, which means the outcome is consistent and predictable, no matter your starting balance.
The Clarity Conversation
Dom calls you back to organise a relaxed, face-to-face meeting to understand where you are, what you’re worried about, and what retirement should look like.
Why it matters: it costs nothing and replaces the anxiety of not knowing where to start with a clear sense of direction.
Your Retirement Blueprint
A personalised strategy covering your super structure, tax position, Centrelink entitlements, investments and income, all explained in plain English.
Why it matters: the confusing mess of statements and thresholds becomes a single, clear plan you actually understand.
Putting It Into Action
Dom implements everything on your behalf. Super restructured, investments adjusted, Centrelink sorted.
Why it matters: you're never handed a document and left to figure it out alone. The work gets done for you.
Your Annual Check-In
Every year, Dom reviews your strategy against changes in markets, legislation, Centrelink rules and your own life circumstances.
Why it matters: retirement is not a single decision. Your plan stays current for as long as you need it to.
Services
Three areas of focus.
One consistent priority. Yours.
Everything we do is built around helping you finish work well and stay financially confident for the rest of your retirement.
01 / Financial Planning
“None of this stuff makes sense to me.”
Plain-English financial planning
We translate super statements, deeming rates, tax thresholds and Centrelink rules into language that actually lands. Your existing accountant and solicitor stay in the picture, working alongside Dom rather than being replaced.
02 / Retirement Planning
“My pay is about to stop for good.”
Salary replacement, sorted
We structure your superannuation to pay you a regular fortnightly income that replaces your working wage. Centrelink is coordinated, defined benefit schemes are optimised, and you’ll know exactly what you can sustain in retirement.
03 / Investment & Estate
“What if one wrong move loses it all?”
Looking after what you’ve built
Advice that’s built around you, with no product quotas or sales targets. Estate and beneficiary planning that protects the people you care about. Reviewed annually, never set and forget.
Why Nest
The kind of advice Dom wished he could give at the big firms.
Nest exists because Dominic watched the cost of advice climb so high that everyday Australians were getting locked out of help, and saw too many large firms acting in their own interests ahead of their clients’.
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Genuinely client first
No bank or institutional ownership behind us. As a Corporate Authorised Representative of Capstone Financial Planning, we operate under proper compliance and regulatory oversight, but every recommendation is made solely on what’s best for you.
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Direct access to Dom
Every call. Every meeting. Every question. No assistants, no office juniors, no call centres, no explaining your situation from scratch to a stranger. You get the person who knows your name and your numbers.
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Quality advice that doesn’t eat your savings
Our fee structure is built so the cost of advice doesn’t cancel out the benefit of having it. You shouldn’t have to choose between paying for a plan and keeping that money to live on, and we don’t ask you to.
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A relationship for the long run
Some of our clients have been with Dom for over a decade. Several followed him from Aware Super when he started Nest Financial Solutions. The relationship doesn’t end when the plan is delivered. It carries on, every year, for as long as you need it.
In their own words
Two clients on what changed once they sat down with Dom.
Real stories from people who were exactly where you are now: nervous, unsure, and quietly putting it off.
Bob · Retired, Newcastle
“I’m still getting a paycheck, because Dom set us up with that fortnightly wage.”
Bob came to Dom while he was in Aware Super and worried about how he’d live without his pay. Today he calls retirement “soon to be busier than I ever was.”
Steven & Carolyn · Newcastle clients
“He explained everything in terms we could understand. We retired earlier than we thought.”
“We just clicked with him straight away. It’s the personal touch that makes a huge difference. If there’s a problem, we ring him up and he answers.”
Five-star rating.
Same themes. Every time.
Plain-English explanations
“Dominic was very thorough and explained everything in senior friendly terms. We feel so much more confident about our retirement.”
Trust & long relationships
“Dom has looked after my wife and I for over 10 years. After he started Nest, we followed him without hesitation.”
Value vs the big firms
“I was being charged a huge fee by a big company for a strategy that was set up to go. Dom did the same work at a fraction of the cost.”
Always contactable
"Dominic is always contactable, friendly,
professional and efficient. He has made
a real difference to our retirement
planning."
Tailored advice
"Dom provided a tailored
superannuation strategy with regular
reviews before and after retirement. His
advice is timely and easy to understand."
Steady, sensible growth
"We've seen regular growth in our funds without taking unnecessary risks. We
were so impressed with Dom we became
clients of Nest straight away."
Meet Dom
Twenty years in the industry. One reason to start his own.
Dominic Brown started his career as a stockbroker in England before moving to Australia and working as a financial planner at firms including Aware Super and AMP. After two decades inside the big institutions, he set up Nest in 2024 to deliver the kind of personal, accessible advice he knew his clients deserved.
Dom is married with kids and understands what it means to plan around a family. The clients who followed him from Aware did so for a simple reason: when you ring Dom, Dom answers.
The Dom Promise
“Every call. Every meeting. Every question. You’ll always be dealing with me. No assistants. No call centres. No starting over with a stranger every time you ring.”
Honest answers
The questions almost every client asks first.
If yours isn’t here, just ask Dom directly. The first conversation is always free and never pushy.
Get in touch
Most clients tell us they wish they’d made the call sooner.
Send your details and Dom will give you a ring back personally for an obligation-free chat. No hard sell. No pressure. Just a conversation about where you are and what you’re thinking.
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Send your details using the form
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Dom calls back promptly to arrange a meeting
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Have a relaxed, obligation-free chat
Request a callback
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No hard sell. No pressure. Most clients say they wish they’d called sooner.